Jessica M Garcia knows that the divorce process can seem overwhelming and that making decisions during this time requires extra thought and analysis. She provides the framework to help you make well informed and fair-minded decisions with a keen eye on what they mean to you in the future.
Just like every marriage is different, every divorce is different. We offer packages to suit a variety of clients' needs, financial complexities, and budgets. We specialize in working with clients who have been in long-term marriages, have given up career aspirations to raise a family, and are now faced with divorce.
Please schedule a consultation so we may discuss your needs and determine the best fit for your circumstances. We work with clients in Charlotte & Raleigh, as well as virtually.
Divorce is one of the biggest financial decisions you will ever make. Finances are usually a key component of divorce, we help you explore scenarios to consider in your negotiations. CDFAs are trained to work through the relevant issues with you.
An objective thinking partner with a fresh perspective. We bring about new ideas, renewed clarity of thought, and a sense of confidence to navigate the process with your best self. CDCs are trained to help you prepare for the next chapter
Generally speaking, the dependent spouse suffers more financially during divorce. Sometimes, that is a woman, and it becomes even more important to understand your finances and what they may look like in the future. You want to minimize financial vulnerability in the long run. Even if you are the primary wage earner, having someone that is on your side of the table is important during this process.
According to yourdivorcequestions.org the financial burden is greatest during the first year after divorce and varies depending on: (1) how much money the woman contributed to the family income before divorce, and (2) the ability and willingness of her former husband to make child support payments.
When you’re dealing with the complexities of a divorce, you need financial expertise that’s both trustworthy and customized to your individual situation. We know it is an especially challenging time, even when you are comfortable with your personal finances.
The term "gray divorce" is used to describe a change in recent years, an increase in the rate of couples getting divorced that are over age 50. Many of those divorces are marriages that are 25 years plus.
At Brainstormingwomen, we specialize in working with clients from long-term marriages, who have put aside their career aspirations to raise a family, and then suddenly are blindsided by divorce. The complexities are greater and of important significance when doing our analysis, given the length of the marriage. There are several factors that must be addressed in the finances of a gray divorce:
1. Commonly, the wife has exchanged a career for raising children and ensuring her husband is able to fully focus on developing his career. Her earning capacity has changed since before the marriage.
2. One spouse hasn't had much involvement in the family finances. This will change.
3. Assets have been accumulated over the years of the marriage, and negotiations as to how to best divide them must take into consideration the type of asset, etc.
4. Funds that supported one household may now have to support two, a budget is very important
5. Given the time horizon, cash flow is very important to consider over the long run to make well informed decisions.
Every divorce is different, all of these factors may not apply and in some cases there are more. In all cases, careful review must be done to help you make decisions based on facts.
Working with clients from long-term marriages has become our specialty. Let's discuss how we can help you through this process.
All data and information provided on this site is strictly the opinion of Brainstormingwomen, LLC and does not constitute any financial, legal or other type of advice.
BrainstormingWomen, LLC makes no representations as to accuracy, completeness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses or damages arising from its display or use.
We do not make any personal investments on behalf of our clients, nor do we provide investment advice or sell any financial products. We do not provide legal advice. We are not CPAs
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