Your thinking partner during divorce

Jessica M Garcia MBA CDFA CDC

Divorce Financial Planner

Find clarity again

Getting a divorce can be stressful

Divorce Financial Planning

Jessica M Garcia MBA CDFA®️ CDC®️

getting divorced

You should have a lot of questions - we can help  

You did not plan on getting a divorce and you have many questions, a lot of them are probably related to financial matters; your home, your bank accounts, retirement accounts, and more.  What should I do next?  This is a time to have a thinking partner on your side, someone with experience in divorce finances, to address the financial issues at hand, consider the options, so you may make the important decisions.  

BrainstormingWomen is on a mission of empowering women through financial literacy, particularly when faced with divorce.  During this challenging chapter, it is important to have someone that is uniquely qualified to help you with the financial aspects of divorce and is also empathetic to the emotional roller coaster it can become.  As your thinking partner and ally, Jessica Garcia is the person you need at this time of transition.  

We invite you to take an important next step.  Schedule an initial consultation, a complimentary phone conversation, so we may discuss your needs and how we may help you in this journey of divorce.   Based in North Carolina, we serve  clients throughout the U.S.

Divorce Financial Analysis - CDFA


When it comes time to divide marital assets, and other financial decisions to be made during divorce,  it is important to be well-informed.  As your financial strategist we help you explore scenarios to consider in your negotiations and work through the relevant issues with you.  

Divorce Coaching - CDC


When overwhelm seems to be the mode of each day, you need an objective thinking partner with a fresh perspective.  We will focus on what is important to you to bring about new ideas, renewed clarity of thought, and a sense of confidence to navigate the divorce process.  . 


A Trend on the rise

Divorce Over Age 50

The term "gray divorce" is used to describe a change in recent years, an increase in the rate of couples getting divorced that are over age 50.  Many of those divorces are marriages that are 25 years plus.  This is our specialty.


At Brainstormingwomen, the majority of our clients are from long-term marriages, who have put aside their career aspirations to raise a family, and then suddenly are blindsided by divorce.  The complexities are greater and of important significance when doing our analysis and looking to a new future.  You should be asking a lot of questions when getting divorced.

There are several factors that must be addressed in the finances of a gray divorce:

1.  Most commonly, the wife has exchanged a career for raising children and ensuring her husband is able to fully focus on developing his career.  Her earning capacity has changed since before the marriage 

2.  One spouse hasn't had much involvement in the family finances. This will change.  

3.  Assets have been accumulated over the years of the marriage, and negotiations as to how to best divide them must take into consideration based on the type of asset, etc.   

4.  Funds that supported one household will now have to support two, a budget is very important  

5.  Given the time horizon, cash flow is very important to consider over the long run to make well informed decisions  

Every divorce is different, all of these factors may not apply and in some cases there are more.  In all cases, careful review must be done to help you make decisions based on facts.  This is where you need Jessica Garcia as your CDFA.

Learn More

Working with clients from long-term marriages is our specialty.  Let's discuss how we can help you through this process.

Women And Divorce

Finances Matter

Generally speaking, the dependent spouse suffers more financially during divorce.  Sometimes, that is a woman, and it becomes even more important to understand your finances and what they may look like in the future.  You want to minimize financial vulnerability in the long run.  Even if you are the primary wage earner,  having someone that is on your side of the table is important during this process. 

According to the financial burden is greatest during the first year after divorce and varies depending on: (1) how much money the woman contributed to the family income before divorce, and (2) the ability and willingness of her former husband to make child support payments.

  • About one in five women fall into poverty as a result of divorce. (The 2014 poverty line for a family of three is less than $20,000 a year.)
  • About one in four women lose their health insurance for a period of time after divorce.
  • About one in three women who own a home and have children at home when they divorce lose their homes.
  • Three out of four divorced mothers with child-support orders don’t receive their full payment

​When you’re dealing with the complexities of a divorce, you need financial expertise that’s both trustworthy and customized to your individual situation.  We know it is an especially challenging time, even when you are comfortable with your personal finances.  


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Brainstormingwomen LLC

North Carolina, United States

Raleigh (919) 703-3036 * Charlotte (704) 321-4494


All data and information provided on this site is strictly the opinion of Brainstormingwomen, LLC and does not constitute any financial, legal, or other type of advice. 

BrainstormingWomen, LLC makes no representations as to accuracy, completeness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses or damages arising from its display or use.   

We do not make any personal investments on behalf of our clients, nor do we provide investment advice or sell any financial products.  

We do not provide legal advice.  We are not a CPA firm

Jessica M Garcia CDFA

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