getting divorced?

getting divorced?

getting divorced?getting divorced?getting divorced?

A Divorce Financial Planner + Divorce Coach can help you assess your financial options

Jessica M Garcia

Jessica M Garcia

Jessica M GarciaJessica M GarciaJessica M Garcia

A Divorce Resource to Help You Regain Your Footing

Your thinking partner during divorce

Your thinking partner during divorce

Your thinking partner during divorceYour thinking partner during divorceYour thinking partner during divorce

Jessica M Garcia MBA CDFA CDC

Divorce Financial Planner + Divorce Coach

Divorce Financial Planning

Divorce Financial Planning

Divorce Financial PlanningDivorce Financial PlanningDivorce Financial Planning

Jessica M Garcia MBA CDFA®️ CDC®️

Whether you have hired an attorney or not, there are financial decisions you will make as part of your divorce process and they will probably impact the rest of your life.  Negotiating a divorce settlement requires that you understand the long and short term implication of your decisions.  This is a time to have a thinking partner on your side, someone with experience in divorce finances, to address the financial issues at hand, help you consider the options, so you and your attorney may make the important decisions.  

During this challenging chapter, it is important to have someone that is uniquely qualified to help you with the financial aspects of divorce and is also empathetic to the emotional roller coaster it can become.  As your thinking partner and ally, Jessica Garcia is the person you need at this time of transition.  

We invite you to take an important next step.  Schedule an initial consultation, a complimentary phone conversation, so we may discuss your needs and how we may help you in this journey of divorce.   Based in North Carolina, we serve  clients throughout the U.S.

Tailored to meet your needs

Divorce Financial Planning


The law is only one part of the divorce process.  When it comes time to divide marital assets, and other financial decisions to be made, it is important to be well-informed and rely on someone with a financial background.  We will explore scenarios to consider in your negotiations and work through the relevant issues with you. 

Divorce Coaching


Sometimes you have a good handle on the finances, but overwhelm seems to be the mode of each day, you need an objective thinking partner with a fresh perspective.  We will focus on what is important to you to bring about new ideas, renewed clarity of thought, and a sense of confidence to navigate the divorce process. 

For Couples


For couples who want to work through the financial issues, together, we can help.  The husband and wife will each have a CDFA partnering with them as we work through the scenarios as a group.  You and your spouse will determine the options to consider, with our guidance, so you can take these to your respective attorneys for drafting of the documents.


A Trend on the rise

Divorce Over Age 50

The term "gray divorce" is used to describe a change in recent years, an increase in the rate of couples getting divorced that are over age 50.  Many of those divorces are marriages that are 25 years plus.  This is our specialty.


At Brainstormingwomen, the majority of our clients are from long-term marriages, who have put aside their career aspirations to raise a family, and then suddenly are blindsided by divorce.  The complexities are greater and of important significance when doing our analysis and looking to a new future.  You should be asking a lot of questions when getting divorced.

There are several factors that must be addressed in the finances of a gray divorce:

1.  Most commonly, the wife has exchanged a career for raising children and ensuring her husband is able to fully focus on developing his career.  Her earning capacity has changed since before the marriage 

2.  One spouse hasn't had much involvement in the family finances. This will change.  

3.  Assets have been accumulated over the years of the marriage, and negotiations as to how to best divide them must take into consideration based on the type of asset, etc.   

4.  Funds that supported one household will now have to support two, a budget is very important  

5.  Given the time horizon, cash flow is very important to consider over the long run to make well informed decisions  

Every divorce is different, all of these factors may not apply and in some cases there are more.  In all cases, careful review must be done to help you make decisions based on facts.  This is where you need Jessica Garcia as your CDFA.

Learn More

Working with clients from long-term marriages is our specialty.  Let's discuss how we can help you through this process.

Women And Divorce

Finances Matter

Generally speaking, the dependent spouse suffers more financially during divorce.  Sometimes, that is a woman, and it becomes even more important to understand your finances and what they may look like in the future.  You want to minimize financial vulnerability in the long run.  Even if you are the primary wage earner,  having someone that is on your side of the table is important during this process. 

According to the financial burden is greatest during the first year after divorce and varies depending on: (1) how much money the woman contributed to the family income before divorce, and (2) the ability and willingness of her former husband to make child support payments.

  • About one in five women fall into poverty as a result of divorce. (The 2014 poverty line for a family of three is less than $20,000 a year.)
  • About one in four women lose their health insurance for a period of time after divorce.
  • About one in three women who own a home and have children at home when they divorce lose their homes.
  • Three out of four divorced mothers with child-support orders don’t receive their full payment

​When you’re dealing with the complexities of a divorce, you need financial expertise that’s both trustworthy and customized to your individual situation.  We know it is an especially challenging time, even when you are comfortable with your personal finances.  


Let's Talk


All data and information provided on this site is strictly the opinion of Brainstormingwomen, LLC and does not constitute any financial, legal, or other type of advice. 

BrainstormingWomen, LLC makes no representations as to accuracy, completeness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses or damages arising from its display or use.   

We do not make any personal investments on behalf of our clients, nor do we provide investment advice or sell any financial products.  

We do not provide legal advice.  We are not a CPA firm

Jessica M Garcia CDFA